please support your answer thanks!

hello my moms house appraises for roughly 80,000 and she owes 35,000 she has been having dificulty finding a company to refinance that amount. most want 45,000 or higher. BUt she wants to take advantage of the low interest rates. If you know of a good and reputable company she could check into id appreciate it thanks.
she lives in indiana

I was looking at my credit card statement and at the end of all my purchases it says
Advance Purchase Balance and
Cash Advance Balance

I am not sure what the Advance Purchase means
Because a month ago my statement showed my balance, now it is showing another balance (exactly 100 dlls more than the preview one) and I haven’t use my credit card since then.

to the right of Advance Purchase balance it has an amount like one hundred and something, so do you know what is that mean? Do you think is that related to my balance increase?

Thank you experts!

“I am Mr. Kazim top senior bank official of the foreign remittance
Department bank in London (affiliated with Barclays bank London)

I am in charge of the federal reserves account and auditing, during the course
of auditing some account, I discovered that a particular account has been lying

Dormant for some time, and this account was used by the military back in
1998-/2000, the total some in that account is $17.5m dollars.

Finally the reason why I contacted you is that I don’t want the Government and
my bank to know that I discovered such huge amount in a dormant account, one
Good thing is that I use my position here to transfer this fund into your bank
Account through amalgamated internet banking online.

Please if you are interested to assist me transferring the money into your bank
Account feel free to contact me via this email address

I will be waiting to hear from you soon.

Thank you. Regards,

Mr.kazim Mehdi”

I’m a creditor whose debt is secured by a real mortgage. I’ve received recently a notice that the debtor has filed for bankruptcy under chapter 7 of the US Bankruptcy code. What will happen to both my loan and my mortgage? Will I be enjoined from foreclosing the mortgage? The insolvent debtor by the way is an individual, not a corporation. Please prvide legal basis.

Thank you. :)

In Georgia (United States) is it illegal (equal housing or other requirements) to require a prospective tenant have a checking account in good standing?

I will be opening a savings account at Banco de Oro. I just want to know what are the requirements. I already know the minimum deposit. I hope that I can be able to save my money on the bank.

Thanks for answering! :)
This is for Philippine residents only… or if you know, you are most welcomed to answer. :D

I’m beginning to think that debit cards are just as bad as credit cards. I always hear of people complaining about how much overdraft charges are when they’re checking account goes into the negative. Have any of you experienced going into the negative more than once … maybe a lot? If you did, how did you deal with the problem?

Well, I have a very low Chexsystem score and my credit report isn’t looking great. I just need something for direct deposit, to have a card for online things. I would like savings, but it isn’t necessary. What online banks or banks in general will bypass the Chex score for a simple account?

My husband and I are new to the US ( green Card Holders). We believe in a ‘no credit cards’ way of life. The only obstacle we are facing however is our lack of a credit score in the U.S.

Does anyone have an understanding on this ? Is there anyway we can build a decent credit score within a 2 year time frame without the use of credit cards ?

For the record, we are not in debt, pay all bills on time and manage our finances pretty well by living within our means.

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