I recently had an issue with my bank, and do not seem to be getting a response from anyone at my bank. I had set up my online bill pay to pay off 2 off my credit cards, with the pay date as 8/26. According to my bank depending on the company receiving the money, they may either do this electroncially or mail a check to them. In this particular case, the checks were mailed. They were credited to my credit cards on 8/24, and the checks went through on 8/25 causing my checking account to be overdrawn. Is it legal for the bank to post date the check in the first place and then charge me for overdrafting my account when it was before I had set the bills to pay in the first place?

I have a good credit score, last time I checked about 6 months ago it was about 720-730. Recently I have acquired a big credit card debt, about $9,000 on one credit card (with a limit of $10,000) and about $3,000 on another one (with a limit of $5,000) for many different personal reasons. After the whole spending money ordeal was over, I was left with all this debt on my credit cards. Since then, I have cut back on all unnecessary spending, besides the obvious things like food, gas, etc. I have never been late on payments and have never been over the credit limit. I Also try to pay an extra hundred bucks on top of the minimum payment due when I can. Are there any good ideas on how to consolidate these two credit card debts and help me out with all this? Thanks!

My daughter is 14 and makes a decent amount of money working for the neighbors. I want to get a checking account for her so she doesn’t carry around all the cash she has. Anyone know if Bank of America will let you open a checking account with a minor’s name attached, but ofcourse with the parent’s signature on the contracts?

ok well i have to do a project about banking/trade during the renaissance and i am stuck i cant find any thing. does any one know any thing about the stuff please help. any websites… anything

I have been concerned about everything I do online for a long time. I am trying to find the best solution to keep my activities private. Not trying to do anything illegal, just really concerned about the security of ssl when doing banking or online transactions.

i’m gonna buy this justin bieber jacket online on my moms credit card but i’m not going to tell her. if she logs into her wells fargo account will it show up? because i bought a shirt once and a $40 dollar membership on a website with her credit card and she never noticed or said anything about it.

please help, thanks (:

How do I go about asking my bank for a Deed in Lieu of Foreclosure? We are trying to sell, but no lookers…I just need to let the house go.

I have recently become a mortgage loan officer in the DFW area. There is not a lot of experience in my office. Any advice where I can get assistance to survive this market? I would be happy to learn how to close at least one loan per month then build from there. Thanks for your assistance.

If the offer was submitted during Nov, 2011. How long it will take to close on short sale house in Texas? Does it take 3 months or much longer.
The bank has accepted the offer and they said Dec 31st as closing then changed it Jan 23rd and now Feb 15th. So, Just wondering if this will go in to another month?