Internet Banking Help http://bank-balance.com Sun, 20 May 2012 18:31:40 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 What are the advantages and disadvantages of buying a pre-foreclosure? http://bank-balance.com/what-are-the-advantages-and-disadvantages-of-buying-a-pre-foreclosure/ http://bank-balance.com/what-are-the-advantages-and-disadvantages-of-buying-a-pre-foreclosure/#comments Sun, 20 May 2012 18:31:40 +0000 admin http://bank-balance.com/what-are-the-advantages-and-disadvantages-of-buying-a-pre-foreclosure/ I understand a preforclosure means the bank has not yet taken possession (the owner still owns the house). but will the seller be easier to work with or the bank when it does become an actual foreclosure? If I wait, can I count on the bank listing at a lower price than what it is now listed at?

]]> http://bank-balance.com/what-are-the-advantages-and-disadvantages-of-buying-a-pre-foreclosure/feed/ 5 Do I need an account with Bank of America in order to exchange foreign currency at one of their locations? http://bank-balance.com/do-i-need-an-account-with-bank-of-america-in-order-to-exchange-foreign-currency-at-one-of-their-locations/ http://bank-balance.com/do-i-need-an-account-with-bank-of-america-in-order-to-exchange-foreign-currency-at-one-of-their-locations/#comments Sun, 20 May 2012 18:23:59 +0000 admin http://bank-balance.com/do-i-need-an-account-with-bank-of-america-in-order-to-exchange-foreign-currency-at-one-of-their-locations/ Do I? I have several thousand Mexican Pesos that I want to exchange for US dollars, but do I need an account with them? Can I Just go into a Bank of America location and trade my money?

]]> http://bank-balance.com/do-i-need-an-account-with-bank-of-america-in-order-to-exchange-foreign-currency-at-one-of-their-locations/feed/ 1 How does bad credit come off your credit report once you have passed the 7 year deadline? http://bank-balance.com/how-does-bad-credit-come-off-your-credit-report-once-you-have-passed-the-7-year-deadline/ http://bank-balance.com/how-does-bad-credit-come-off-your-credit-report-once-you-have-passed-the-7-year-deadline/#comments Sun, 20 May 2012 18:13:23 +0000 admin http://bank-balance.com/how-does-bad-credit-come-off-your-credit-report-once-you-have-passed-the-7-year-deadline/ Some delinquent reports on my credit report are due to fall off this year. Will they come off my report automatically or is there something that I should do once the fall off date has passed?

]]> http://bank-balance.com/how-does-bad-credit-come-off-your-credit-report-once-you-have-passed-the-7-year-deadline/feed/ 2 What can be done about this truck loan??? http://bank-balance.com/what-can-be-done-about-this-truck-loan/ http://bank-balance.com/what-can-be-done-about-this-truck-loan/#comments Sun, 20 May 2012 17:58:25 +0000 admin http://bank-balance.com/what-can-be-done-about-this-truck-loan/ My brother in law is having some troubles with the bank that he has his truck loan through. They do not offer any other type of payment- as in online payment, automatic reduction, etc.- other than pay by mail. Well, the problem is that he mails his payments out- but the bank is not recieveing them. The checks never get cashed andare never returned to him. He has called the bank several times only to get the run-around. This has happened occasionaly over the past couple years, but the past 2 months they haven’t recieved anything. Now they have sent him to collections and say they are going to reposses his truck. This is at NO fault of his whatsoever. What can he do to fix this? He has tried many times to call- and he can’t walk over to the bank and make the payment himself as the bank in in FL and he lives in CT. Thanks for any answers!

]]> http://bank-balance.com/what-can-be-done-about-this-truck-loan/feed/ 8 Do you have to pay a lawyer in full before they can start the proceedings for bankrupt? http://bank-balance.com/do-you-have-to-pay-a-lawyer-in-full-before-they-can-start-the-proceedings-for-bankrupt/ http://bank-balance.com/do-you-have-to-pay-a-lawyer-in-full-before-they-can-start-the-proceedings-for-bankrupt/#comments Sun, 20 May 2012 17:58:21 +0000 admin http://bank-balance.com/do-you-have-to-pay-a-lawyer-in-full-before-they-can-start-the-proceedings-for-bankrupt/ I want to file for bankrupt and to my understanding someone said you can make installment payments to the lawyer. Does he have to be paid in full before he can start and file the papers?

]]> http://bank-balance.com/do-you-have-to-pay-a-lawyer-in-full-before-they-can-start-the-proceedings-for-bankrupt/feed/ 5 Current on first, late on second mortgage. How does that work? http://bank-balance.com/current-on-first-late-on-second-mortgage-how-does-that-work/ http://bank-balance.com/current-on-first-late-on-second-mortgage-how-does-that-work/#comments Sun, 20 May 2012 17:58:18 +0000 admin http://bank-balance.com/current-on-first-late-on-second-mortgage-how-does-that-work/ I am current on my first mortgage, but about 2 months late on my second. Can the second mortgage foreclose on my home if I am current on the first?

]]> http://bank-balance.com/current-on-first-late-on-second-mortgage-how-does-that-work/feed/ 3 Will I get approved for a home loan with a 607 credit score? http://bank-balance.com/will-i-get-approved-for-a-home-loan-with-a-607-credit-score/ http://bank-balance.com/will-i-get-approved-for-a-home-loan-with-a-607-credit-score/#comments Sun, 20 May 2012 17:58:14 +0000 admin http://bank-balance.com/will-i-get-approved-for-a-home-loan-with-a-607-credit-score/ I would like to purchase a fairly cheap townhome (only 115k). Would it be possible to get approved for a home loan (100% financing). If it is any help, even though my score is low, it’s actually on a steady climb upward -from a 540 a year ago.

I’ve been employed at the same business for 3 years, I make decent money and this would be my first home purchase. Will I get approved, you think?

]]> http://bank-balance.com/will-i-get-approved-for-a-home-loan-with-a-607-credit-score/feed/ 5 I signed a car loan for my brother. How long do I have to wait to remove my name? http://bank-balance.com/i-signed-a-car-loan-for-my-brother-how-long-do-i-have-to-wait-to-remove-my-name/ http://bank-balance.com/i-signed-a-car-loan-for-my-brother-how-long-do-i-have-to-wait-to-remove-my-name/#comments Sun, 20 May 2012 17:58:10 +0000 admin http://bank-balance.com/i-signed-a-car-loan-for-my-brother-how-long-do-i-have-to-wait-to-remove-my-name/ My brother have no credit and I signed a car loan for him. I’m the main owner and he is the co-signer. I always paid my loan on time and my credit score is above 800. How long do I have to wait to remove my name out of the loan? The loan is for a $25,000 car.

]]> http://bank-balance.com/i-signed-a-car-loan-for-my-brother-how-long-do-i-have-to-wait-to-remove-my-name/feed/ 8 What is a good book on mortgage consulting? http://bank-balance.com/what-is-a-good-book-on-mortgage-consulting/ http://bank-balance.com/what-is-a-good-book-on-mortgage-consulting/#comments Sun, 20 May 2012 17:50:58 +0000 admin http://bank-balance.com/what-is-a-good-book-on-mortgage-consulting/ I’m looking for a book for somebody who is taking up mortgage consulting as a career (ie they work for a mortgage broker). They are already certified but I wondered if there is a book that anybody would recommend for tips/advice on closing deals.

Any suggestions?

]]> http://bank-balance.com/what-is-a-good-book-on-mortgage-consulting/feed/ 4 How can I not qualify for a bank teller position because of a SURVEY? http://bank-balance.com/how-can-i-not-qualify-for-a-bank-teller-position-because-of-a-survey/ http://bank-balance.com/how-can-i-not-qualify-for-a-bank-teller-position-because-of-a-survey/#comments Sun, 20 May 2012 17:50:55 +0000 admin http://bank-balance.com/how-can-i-not-qualify-for-a-bank-teller-position-because-of-a-survey/ Well, I recently got a call from Bank of America asking if I was still interested in their opening position as a bank teller. And they felt that my resume, my past work experience, along with my skills were very strong in most areas. And they asked if I could take a survey to see if I qualify for the position. I answered all the questions honestly and they were all great answers. I am a very outgoing person, love meeting new people, a people-person and I can deal with many customers throughout the day. I still can’t see why they would tell me that I do not meet their qualifications. I was very shock when i got the results and I started to worry, thinking why wouldn’t I get chosen? I am not use to failing, especially not from a test that has nothing to do with english, math, and so forth. It was a personality test, and I felt that my personality would best be suited for the job. Can anyone give me some advice?

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