http://bank-balance.com Thu, 23 Feb 2012 11:31:40 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 http://bank-balance.com/i-know-one-foreclosure-property-can-i-make-an-offer-to-them-or-can-i-bargain-on-the-price-they-have-menti/ http://bank-balance.com/i-know-one-foreclosure-property-can-i-make-an-offer-to-them-or-can-i-bargain-on-the-price-they-have-menti/#comments Thu, 23 Feb 2012 11:31:40 +0000 admin http://bank-balance.com/i-know-one-foreclosure-property-can-i-make-an-offer-to-them-or-can-i-bargain-on-the-price-they-have-menti/ I know one foreclosure property; can I make an offer to them? Or Can I bargain on the price they have mentioned?

]]> http://bank-balance.com/i-know-one-foreclosure-property-can-i-make-an-offer-to-them-or-can-i-bargain-on-the-price-they-have-menti/feed/ 3 http://bank-balance.com/what-is-the-interest-rate-corresponding-to-the-annual-percentage-rate-of-10-per-annum-when-the-interest-is-co/ http://bank-balance.com/what-is-the-interest-rate-corresponding-to-the-annual-percentage-rate-of-10-per-annum-when-the-interest-is-co/#comments Thu, 23 Feb 2012 11:30:25 +0000 admin http://bank-balance.com/what-is-the-interest-rate-corresponding-to-the-annual-percentage-rate-of-10-per-annum-when-the-interest-is-co/ what is the interest rate corresponding to the annual percentage rate of 10% per annum when the interest is compounded every six months?

]]> http://bank-balance.com/what-is-the-interest-rate-corresponding-to-the-annual-percentage-rate-of-10-per-annum-when-the-interest-is-co/feed/ 1 http://bank-balance.com/how-do-i-roll-in-my-closing-costs-into-the-total-loan-for-a-refi/ http://bank-balance.com/how-do-i-roll-in-my-closing-costs-into-the-total-loan-for-a-refi/#comments Thu, 23 Feb 2012 11:29:42 +0000 admin http://bank-balance.com/how-do-i-roll-in-my-closing-costs-into-the-total-loan-for-a-refi/ I’ve been approved for a 87% LTV refi. Can I add my closing costs to the total loan? Does the amount of the closing costs have to be within that 87%? Or can I get a loan for 87% LTV, plus the amount of closing costs?

]]> http://bank-balance.com/how-do-i-roll-in-my-closing-costs-into-the-total-loan-for-a-refi/feed/ 3 http://bank-balance.com/is-bank-of-america-a-good-bank/ http://bank-balance.com/is-bank-of-america-a-good-bank/#comments Thu, 23 Feb 2012 11:23:16 +0000 admin http://bank-balance.com/is-bank-of-america-a-good-bank/ My girlfriend uses columbia bank and they are horible. I used wamu until they stole money from me and closed my account. I have filed complaints with the fdic. I was thinking about bank of america but I don’t know. Any suggestions for me? I need overdraft protection, debit card, and online banking.

]]> http://bank-balance.com/is-bank-of-america-a-good-bank/feed/ 2 http://bank-balance.com/where-can-i-do-a-free-backround-check-absolutely-free-online-all-the-sites-ive-visited-want-to-charge/ http://bank-balance.com/where-can-i-do-a-free-backround-check-absolutely-free-online-all-the-sites-ive-visited-want-to-charge/#comments Thu, 23 Feb 2012 09:51:16 +0000 admin http://bank-balance.com/where-can-i-do-a-free-backround-check-absolutely-free-online-all-the-sites-ive-visited-want-to-charge/ i am trying to find a website where i can do a
FREE backround check but have had no luck finding one. All the ones i have visited have said they are free but after i fill out the info they ask for my credit card and i dont have one!! CAN SOME ONE HELP ME OUT PLEASE?

]]> http://bank-balance.com/where-can-i-do-a-free-backround-check-absolutely-free-online-all-the-sites-ive-visited-want-to-charge/feed/ 1 http://bank-balance.com/when-doing-online-bill-pay-can-banks-postdate-checks/ http://bank-balance.com/when-doing-online-bill-pay-can-banks-postdate-checks/#comments Thu, 23 Feb 2012 09:47:58 +0000 admin http://bank-balance.com/when-doing-online-bill-pay-can-banks-postdate-checks/ I recently had an issue with my bank, and do not seem to be getting a response from anyone at my bank. I had set up my online bill pay to pay off 2 off my credit cards, with the pay date as 8/26. According to my bank depending on the company receiving the money, they may either do this electroncially or mail a check to them. In this particular case, the checks were mailed. They were credited to my credit cards on 8/24, and the checks went through on 8/25 causing my checking account to be overdrawn. Is it legal for the bank to post date the check in the first place and then charge me for overdrafting my account when it was before I had set the bills to pay in the first place?

]]> http://bank-balance.com/when-doing-online-bill-pay-can-banks-postdate-checks/feed/ 1 http://bank-balance.com/how-do-i-go-about-consolidating-my-credit-card-debt/ http://bank-balance.com/how-do-i-go-about-consolidating-my-credit-card-debt/#comments Thu, 23 Feb 2012 09:25:15 +0000 admin http://bank-balance.com/how-do-i-go-about-consolidating-my-credit-card-debt/ I have a good credit score, last time I checked about 6 months ago it was about 720-730. Recently I have acquired a big credit card debt, about $9,000 on one credit card (with a limit of $10,000) and about $3,000 on another one (with a limit of $5,000) for many different personal reasons. After the whole spending money ordeal was over, I was left with all this debt on my credit cards. Since then, I have cut back on all unnecessary spending, besides the obvious things like food, gas, etc. I have never been late on payments and have never been over the credit limit. I Also try to pay an extra hundred bucks on top of the minimum payment due when I can. Are there any good ideas on how to consolidate these two credit card debts and help me out with all this? Thanks!

]]> http://bank-balance.com/how-do-i-go-about-consolidating-my-credit-card-debt/feed/ 12 http://bank-balance.com/does-bank-of-america-have-the-option-to-open-a-checking-account-for-a-minor/ http://bank-balance.com/does-bank-of-america-have-the-option-to-open-a-checking-account-for-a-minor/#comments Thu, 23 Feb 2012 09:25:10 +0000 admin http://bank-balance.com/does-bank-of-america-have-the-option-to-open-a-checking-account-for-a-minor/ My daughter is 14 and makes a decent amount of money working for the neighbors. I want to get a checking account for her so she doesn’t carry around all the cash she has. Anyone know if Bank of America will let you open a checking account with a minor’s name attached, but ofcourse with the parent’s signature on the contracts?

]]> http://bank-balance.com/does-bank-of-america-have-the-option-to-open-a-checking-account-for-a-minor/feed/ 5 http://bank-balance.com/ok-so-i-have-a-project-about-the-renaissance-well-banking-during-the-renaissance-any-on-know-any-info/ http://bank-balance.com/ok-so-i-have-a-project-about-the-renaissance-well-banking-during-the-renaissance-any-on-know-any-info/#comments Thu, 23 Feb 2012 09:13:47 +0000 admin http://bank-balance.com/ok-so-i-have-a-project-about-the-renaissance-well-banking-during-the-renaissance-any-on-know-any-info/ ok well i have to do a project about banking/trade during the renaissance and i am stuck i cant find any thing. does any one know any thing about the stuff please help. any websites… anything

]]> http://bank-balance.com/ok-so-i-have-a-project-about-the-renaissance-well-banking-during-the-renaissance-any-on-know-any-info/feed/ 1 http://bank-balance.com/what-is-better-technology-for-internet-security-proxy-vpn-or-encryption/ http://bank-balance.com/what-is-better-technology-for-internet-security-proxy-vpn-or-encryption/#comments Thu, 23 Feb 2012 08:49:51 +0000 admin http://bank-balance.com/what-is-better-technology-for-internet-security-proxy-vpn-or-encryption/ I have been concerned about everything I do online for a long time. I am trying to find the best solution to keep my activities private. Not trying to do anything illegal, just really concerned about the security of ssl when doing banking or online transactions.

]]> http://bank-balance.com/what-is-better-technology-for-internet-security-proxy-vpn-or-encryption/feed/ 9