I need to get checking accounts, both for personal & business purposes.
Due to a situation of fraud by Paypal, I’ve been put in Chexsystems & I can’t get checking accounts at any local bank, or the Internet banks (like eTrade)
But I recently found a really great bank using Chexsystems solely for identity verification & NOT as a basis on opening an account.
The problem is this bank is about a 45 minute drive (depending on traffic & weather) away, & currently I can’t drive.
The bank said I have to come in person to open the accounts but afterwards, banking can be done online or by phone or ATM.
Most of the deposits to the account will be direct deposit, ACH, etc.
But I may also get checks from customers, & others to cash/deposit.
The closest ATM, in this bank’s network, is just 2 miles away. But it’s NOT this bank’s ATM, it’s a fee-free ATM on the same network.
Can I still deposit personal & other checks (cashier’s, certified, etc.) in this ATM?