Well, i had a credit card about a year ago which i never paid for but am doing so now, i want to get a credit card application aproved, what can i do?

I am looking to apply for a visa or master card credit card that has the best deal. Any recommendation?

Happy holidays!

My husband and I said that we would never get a credit card, but after a recent business trip 600 miles away, we realized we needed some sort of back up. I am looking for a card with a reasonable interest rate and no annual fee.
Unfortunately my bank does not issue credit cards. Any other ideas?

I need a good credit card to get that i will be easily accepted. Yes, i will be responsible with it. I plan on just paying for gas with it to build my credit up.

I need to buy a code for school and on the site they only accept credit cards but i’ve read that you can use a debit card that is mastercard or visa in place on a credit card. On the payment form, it asks for a billing address, why would they need to bill me if its automatically taken from my account? Should i go ahead and put it anyway?

thanks!

I have a credit card thru my bank (Wachovia) and I have paid it off on time and in full every month for the past 2 years and I also just got a new Discover card, and after comparing the rates, my Wachovia card has an APR of 18.24% and the Discover card’s rate is 9.99%. I’ve been told that I should keep the Wachovia card for credit check purposes since I’ve kept up with it so well for this long, but just to avoid potential trouble in the future, I’m thinking about cancelling it, especially since I rarely use it now anyway (maybe just a couple times a month just so I’ll have something to pay off– that looks good, right?) What should I do?

I work at a restaurant in Miami and I have a question about credit card transctions.
Basically everytime we accept payment from a customer with a credit or debit card we are charged one dollar for every credit/ debit transaction. This dollar gets discounted from the total amount of money I’m supposed to make every night.
I don’t understand why I should be charged for a transaction that most retail / resturant pay for….
Is this legal?

How often can you apply for a credit card if a rejection letter states that you have had “Too many recent requests for credit or reviews of your credit”?

I recently got auto financing, plus a secured credit card just for the purpose of establishing credit so that I can get a regular credit card. Should I wait a month before applying again? Will it hurt me if I re-apply too soon?

How can I get my credit build up if no one will give me a credit card to begin with? I have never had a credit card, I bought a home and I have been paying mortgage on time. Will that help my credit? I do have doctor bills on my credit report, any ideas as to how I can get rid of them without costing me a arm and leg.

I’m buying movie tickets online, and it says credit card info (i think this goes for all general websites for online shopping). Can I use my debit card in place of a credit card?