A checking account has a lower interest rate. Is the sole purpose of a checking account in this case is to allow a larger number of monthly transcations? But if you don’t deposit all your cash to your savings account and leave some pocket-money instead, that defeats the purpose of a checking account, right?

I just don’t understand why someone should set a checking account if s/he has a savings account.

I have so many old romance books that I would like to sell but I dont have a credit card or checking account. I would prefer not to have to use my parents’ because they said they would take some of the profit.
I am 18 years old and the only reason I do not have a checking or savings account is because we live too far away from any banks and my parents want to wait until I move out.

How can I make it so they never charge my checking account and do they just send you an email confirmation or what?

I was just wondering what time my check from work will get into my checking account?

Also earlier I had X amount of dollars in my account and I just checked about 20 minutes ago and I have an extra dollar, any idea what that’s about?
I get paid weekly and I get paid on fridays but it’s not in my account yet.

So this is my first job and I don’t have a checking account to deposit my state return. Can i just sign it over to my parents and they deposit on their accounts, or is there a place that will cash it for me for free? There is a Check-N-Go near me, will that work?

Say I had a checking account that did not charge monthly fees for checking. And say every month I deposited around $160 into that account, but made no withdrawals. Would I be charged for not making any withdrawals?

Does the closing of a checking account due to inactivity affect a person’s credit score?

I do not have a checking account with chase. My only checking account is from bank of America and PayPal if that counts. Anyways I want a slate card. My credit score is 680 last time I check, if it makes a difference. Can I apply for a chase slate or no?

I spent some time in jail and my credit card expired. Currently I have no checking account or active credit card. How do I get a credit report? All the sites I have seen require a valid active credit card.

I am 16 and for christmas im getting a decent amount of money. I want to open a checking account and i heard that with some banks they give you a ‘bonus’ for opening with them. Is this true? And if so which banks are best and will give me the most money? I don’t have a job so direct deposit is out of the question.