I was just harrassed by these people saying that they were representing a cash advance company that gave me two loans through U.S. National Bank. One loan was 4years ago and the other was 3years ago. When I asked for them more information on the companies and how can I resolve the matter, they just told me if I don’t pay the $2200.00, they will send someone to arrest. I tried telling them I don’t have that amount of money to pay at one time and is there something else I can do to resolve this matter, they told me I will be arrested and hung up the phone. They wouldn’t even tell me the name of the company. They told they’re not going to tell me anything. I’ve never even heard of U.S. National Bank. I googled it, and nothing came up about any cash advances. Could someone please give me some advice?

I was looking at my credit card statement and at the end of all my purchases it says
Advance Purchase Balance and
Cash Advance Balance

I am not sure what the Advance Purchase means
Because a month ago my statement showed my balance, now it is showing another balance (exactly 100 dlls more than the preview one) and I haven’t use my credit card since then.

to the right of Advance Purchase balance it has an amount like one hundred and something, so do you know what is that mean? Do you think is that related to my balance increase?

Thank you experts!

The description of my creditcard is that CASH APR is %19.24.
Suppose I cash advance $1000 today, and pay the creditcard tomorrow.
What is the effective intereste charge that I paid ?
Thanks
Yeah, it’s tough to deal with cash advances.. lol
3~5% upfront fee ?
So if I cash-advance $1000, I need to pay $50 + those APR ?
That’s a lot of money.. so I need to use ATM and use cash to transfer money abroad…

Thanks!

I was unable to pay this cash advance back and now that i am in a position to be able to manage making payment, i received a very suspicious call from a guy who can barely speak proper english. In the call, or what i could make out, was that i am being sued on three criminal counts. One being fraud and i couldnt understand the other two. My initial loan was for $1000 and now they say im being sued for over $5000. Ive looked at my credit report and there have been no judgements or court orders on there. Is this legal and what are my options?? The number that they called me from showed up as 1-268-0004, so i cant even call it back because it is not a real number. I would like to find the collections office it is at but have no idea where to even begin looking. If anyone has a similar story or advice, i would really appreciate to hear it. Thank you for your time.
Thank you for the response, however this debt is from probably 3 years ago so i dont even remember the name of the company. So i wouldnt know where to look for a number to call. And again there is no collection agency in my credit report with a number to call

I have been in an accident this happened more than a year & a half ago. Its been back and fourth with my lawyer, defendant and his insurance company. Im going very low on cash. I was wondering what is the best company to get a cash advance from. I know they have high rates but this is my last resort and i need it. I havent worked since the accident. Anyone who drives gas, oil (home) and have bills and what not to pay can related. People sometimes have a hard time paying these things with a job can you picture without one. I know some lawyers dont like these companies but its not about them right now. They have nothing to worry about and they can probably pay their bills with ease. Any suggestions from lawyers or personal experience. Thank you for everyone’s time in advance.

My wife and I have one loan each through Advance America which is a Cash Advance Loan Office. I know these are horrible places to deal with, but we didn’t have a choice.

A couple weeks ago we went in to borrow more money and they said that they needed us to sign a new agreement saying that if we don’t pay that our cars could be taken away. The things is, is that our cars are not paid for. Capital One still has the title on mine and Toyota has my wife’s title until they are both paid for.

What I want to know is, can they take away our car if we do not own them outright? How can something be taken away if you don’t own it? We did sign the contracts though because we needed the money.

i need to take a cash advance out…. my care credit card holders agreement mention stuff about cash advances.. it does not specify anything , other then payment terms.

i went to the atm… use my care credit card… it asked me for a pin…. so i took a guess.. and put in

my regualr bank card pin…. the same screen comes up that comes up with my regular banj card…

i hit withdraw 100 dollars…….. and then it said “invalid card”

is there any way to take a cash advance out on my care credit card?.. and how

please.. we are desperly for money to hold us over untill the my next pay check comming up

I am short just 3000 for closing (as seller counteroffered less towards closing costs). I’d like to take out a cash advance, but am nervous that if I do this, my loan will be affected. My questions are as follows:

1.) When do they check your credit and such for closing? Is it right before? Right after?
2.) Is 2 days before closing enough time for the advance not to show on my credit?
3.) Will a cash advance show on my credit report? (Not a personal loan, but a cash advance)

Please do not respond with personal opinions. I am only interested in answers from people that know how/if taking a cash advance will make me lose my home right at closing.

Thanks!