I just moved to Canada, and I’m trying to figure out what bank would be best for me. I am about to be a University student. I have always used Credit Union in the past, but the only one where I am (Windsor, ON) is only in Windsor. Suggestions?
Archive for January, 2012
I would like to apply for a used car loan through my bank. I have Good credit (750)
if the truck I want to get is not from a dealer, privet, what else does the bank do? Do they care what vehicle your getting, or do they like go inspect it, or kelly blue book it?
I have been trying to find out what happens when letting an investment property go. Is it the same as a normal foreclosure or short sale, where you get taxed on the difference? Or is there some other route this takes. Just a question not my situation!
In my county (Fulton County, Georgia), when a home is auctioned off for tax reasons, payment must be made within an hour of the auction close. The payment must be made in cash or certified funds. How would I pay for a home purchased as a bank foreclosure? Same? It seems difficult to show up with hundreds of thousands of dollars in cash.
I’m looking around, and i see a few that say 8.5% I plan to do the interest only until graduation option since I cannot afford to do regular payments immediately, and I don’t wanna be foolish and defer my payments until after graduation since I’ll be owing so much more because of interest. Besides interest rate, what else is something to look out for?
FYI, this is for grad school… I still found your answer helpful!
More and more students are graduating with loads of debt from “private lenders” (ex. Sallie Mae, Wells Fargo, Xpress Loans) who make loan terms unclear, and repayment plans ambiguous. These loans can rarely be consolidated, have high interest rates, are non-dischargable in bankruptcy, and have very high payments. Congress is realizing that something must be done to alleiviate the burden on the students that fell victim to these lending practices by the banks. What remedies do you think should be allotted these students? How do we fix problems within private lending so students can pay their loans while still maintaining a decent quality of life?
I’m trying to buy a 2007 mistubishi eclipse. it’s the perfect little car for myself. saw it at a dealership and fell in love with it. i’m 19 and i have two jobs making about 1500 a month. but i’ve been looking at car insurance rates online and they’re ridiculous. like 550 dollars a month, plus like a 450$ down payment for full coverage auto insurance. since i don’t have 14,000 in my pocket, i would need to set up a loan with the dealership. but my question is,…. if i went to my bank and told them i needed a 14000$ loan for something other than a car, would i be able to pay off the dealer in full and just put the car under liability? while of course paying my bank off for the loan.
and i also live in PA, i don’t know if the state i live in makes a difference.
thanks!
I recently accepted a job from Bank of America and I start on the 28th of this month. I hear that they have an employee discount program. Anyone know about the benefits/perks of working for them?
Thank you for your help.
Bought my new car in FEB 07 with very high APR? Which is the best bank to approach for Auto Refinancing and how do i approach them – New Jersey
Bought a home in April 07, with a sky high interest rate, due to lack of credit. How long before i can refinance and get a lower rate? Thanks